Not to look a gift (card) horse in the mouth, but I when I get one I often forget to use it in time. I guess it’s people like me who account for the $8 billion in gift cards that gets wasted each year. Yikes.

If you anticipate a few gift cards this holiday season, you must know about Leverage, an innovative new service that lets you register your cards for free (along with frequent traveler and reward programs) so you won’t lose track of them. It seems you can earn interest on what you’re not spending and best of all, you can swap cards with other Leverage users. So maybe you can trade that movie theater credit that you know you’ll never get to use for something shiny and pretty.

Not every retailer in the world is part of the program just yet (calling Tar-zhay…) but you will find gc mainstays like Borders Books, The Sharper Image and Home Depot, along with my personal fave, Red Envelope.

Also, oddly, Cheeseburger in Paradise. You know, in case your in-laws think that what you’d really like for Xmas is a plate of onion rings. –Liz