With all the holiday shopping I’m doing for everyone else, it’s been hard not to snatch up a few things for myself too. But then I remembered my New Year’s Eve plans, and oh look! Another excuse! Still, I may want a glitzy sequin bag for New Year’s but hey, I’m a mom. As much as we like splurges around here from time to time, I’m not about to spend $300 on a fancy clutch that I know I won’t use too often. I presume you’re the same way? Which is why I always like sharing smart ways to save money. Hey, frugal can be fabulous too if you know where to look.

I’m really happy to learn about the Sears and Kmart Shop Your Way rewards program because there are quite a few things I like on their website, and it’s nice to know the program makes it all even more affordable.

Unlike a lot of other rewards programs I’ve seen, Shop Your Way one gives you points for every purchase you make, and then those points are used as cash that you can apply towards more purchases. It’s ridiculously simple, and it’s free to join. And if you have points that expire 12/31, it’s time to use them.

Which brings me to…New Year’s.

I put together 6 of my own favorite picks for stylish New Year’s Eve accessories that I spotted on their site starting with that awesome Chain-Link Spiked Bib Necklace at top. These accessories won’t only keep you feeling chic as you ring in 2014 (gulp), but they’ll earn your reward points that are good through December 31 on anything at all. Say…more accessories like these?

Studio 36 Women's Sequin Scarf | Cool Mom Picks

Sequin Scarf

Sofia by Sofia Vergara Women's Status Wallet | Cool Mom Picks

Sofia by Sofia Vergara Mock Croc Wallet

Studio S Women's 3-Piece Spiked Bangle Bracelet Set | cool mom picks

Spiked Bangle Bracelet 3-Piece Set

The Shop Your Way Program, in a Nutshell:

1. Earn points on all the purchases that you’d be buying anyway. We’re talking millions of dollars worth of points up for grabs.

2. Points=cash. Like your own hidden piggy bank you can use towards savings on your next purchases, or getting them for free.

3.  If you’re an existing member and your points expire 12/31 make sure to use them now! Hello, last minute gifts. (For yourself, ha.)

4. Members get an extra special Shop Your Way Holiday Bonus from Sears for the first time this year: 3% back in reward points on every purchase, or 10% back in reward points if you use your Sears credit card. And you have until January 31 to use them. Because you know that in January you’ll realize there’s something else you need. Isn’t that always how it goes?

Nicki Minaj Women's Envelope Clutch | Cool Mom Picks

Nicki Minaj Faux Patent Envelope Clutch

Nicki Minaj Women's Bib Necklace | Cool Mom Picks

Nicki Minaj Geometric Bib Necklace

Thanks to our sponsor Sears and Kmart for making last minute gift buying easier on the wallet (and more fun) for so many shoppers. Join the Shop Your Way rewards program for free, and start earning points and member privileges. If you’re a member and your current points expire 12/31, be sure to use them now! 

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