Spend-and-save piggy banks? Reader Q&A

Piggy BanksMy daughter is 4, and we would love to get her a piggy bank that has the spend, share, save theory, but we can’t find any that fit that bill. We’d also be willing to just get a regular piggy bank, but then we would like one that is a little cooler than your average ceramic pig. -Melissa

Ooh, good question! We think it’s great to start teaching kids the value of saving and sharing early. One of our favorite options for this type of saving/spending bank, Learning Cents, is unfortunately no longer available, but we did find some options that you and your daughter may like.  -Christina

Princess bank

The Princess Money Manager was recommended by our editor Liz, who got a hold of a sample a while back; her daughters love it since they can easily see exactly what they have saved inside each section. I like the gist of the message “A Princess Loves to Save” on the side, even if I could do without the Barbie-esque silhouette. (Please note that the home page opens to music, so you may want to turn down your computer’s volume.)  
Moonjar Moneybox

The Moonjar Moneybox has color-coded sections to make it easy to save, spend, share. And  the site’s additional educational materials could be brought out when your daughter is a little older—that’s a nice way to go beyond simply saving coins.
Two Piggies piggy bank

I love how cute the two piggies by Materious are with the bigger piggy bank for spending and the smaller one to save for others. (Or the other way around?) And since they won’t “stand” without the other to lean on, there’s a nice implied message about how we all need to support each other in all we do. Sweet.
Follow up: 

Thank you so much for your response!
We are leaning toward the two cute pigs – big for spending and small for saving.

I appreciate your help,


Senior Associate Editor Christina Refford loves homeschooling, running, cool kids’ music, and coffee. Not in that order.


  • It is a great idea. And the piggy banks look so interesting and cool. So, that will just encourage your daughter to want to save up!

    I remember that I used to save some of the money that my mom would give me and I remember that I bought a bike, rollerskates and some other “big” items. I felt so proud of myself. I feel like I did better then, with the saving, then I am doing now.

  • We adore the Spend, Save & Share banks from Mudpuppy & have been working with our kids on the concept!


    Have a wonderful Wednesday!

    Sue Sinclair, Chief Executive Mom
    Raspberry Kids

  • Reply May 18, 2011


    I love all of these ideas but I personally think the big should be for saving and the small for spending. Still can’t beat an old fashioned savings account even for little ones. I still remember getting to look at my bank statements as an elementary school student and learning about the few cents that I was earning in interest!

  • Reply May 18, 2011


    Mudpuppy’s spend/save/share bank is working for my daughter. http://www.mudpuppy.com

  • Reply May 18, 2011


    I was also going to suggest Mudpuppy Press’s banks that are divided into 3 and come in lots of motifs.

  • Reply May 18, 2011

    RookieMom Whitney

    My 6 year old just started expressing an interest in having some of his own money to control. He really wanted dollar bills. I gave him his first dollar for doing a job around the house, but then we had no where to put it. We have several piggy banks, but none are designed for holding cash. Maybe a feature on kids first wallets?

  • Reply May 19, 2011


    Money Savvy Pig – save/spend/donate/invest sections.
    Not as cute as the mudpuppy banks, but plastic is usually more durable/cleanable than cardboard.

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